Term life insurance may be the least expensive, easiest kind of life insurance coverage that you can buy. Term life insurance coverage is temporary, and therefore provides coverage for a specific period of time. The period of time is typically your working years, while you may be carrying debt such as a mortgage, raising children, starting a career etc. hence to make sure your family is protected.

How often have you seen a Go Fund Me page on social media set up on behalf of a young widow to provide financial assistance because the mother or father didn’t have life insurance? Financial havoc like these can easily be avoided. It is heart breaking to think that for just a few bucks a month, these families could have had dignity and financial security.

Life insurance is like a parachute – when you realize you do need it, you can’t buy it