Independent Broker vs Captive Agency

There are “insurance agents” who are more like employees of a single insurance company. They are exclusive to one particular provider. Because they represent only one company, you will be forced into only what this company has. Which usually means paying more than you should. If you want the lowest rates available, use a broker. Hugo Donais is a licensed independent broker with complete and total unbiased freedom of institutional access. The only product that you will be recommended is the product that makes the most sense for you.

About Hugo:

Hugo is a former professional athlete and member of the Canadian National Cycling Team. In practice since 2007, Hugo is a former National Recruit of the Year for a Fortune 500 company as a the top insurance producer. With an unmatched work ethic, commitment to continued education and complete transparency, Hugo is dedicated to always put his client first.

With over a decade of experience, Hugo is a highly trained specialist in the areas of tax & estate planning, corporate leveraged insurance strategies and has helped hundreds of affluent families as well as business owners with their complex needs. During his personal time, Hugo keeps busy raising his two children, playing hockey, mountain biking, traveling and staying healthy.